Life expectancy in Sweden is among the highest in the world.
Photo: Calle Bredberg/Bildarkivet.se
Health and social care for the elderly are important parts of Swedish welfare policy. Of Sweden’s 9.5 million inhabitants, 18 percent have passed the retirement age of 65. This number is projected to rise to 30 percent by 2030, partly because of the large number of Swedes born in the 1940s.
Largely funded by taxes
Life expectancy in Sweden is among the highest in the world. In 2010, it was 79.1 years for men and 83.2 years for women. Sweden has the secondlargest proportion of people aged 80 or over among the EU member states, totaling 5.3 percent of the population. Since more and more citizens in this age group are in good health, their care requirements have declined since the 1980s. Most elderly care is funded by municipal taxes and government grants. In 2010, the total cost of elderly care in Sweden was SEK 95.9 billion, (USD 14.0 billion, EUR 10.7 billion) but only 3 percent of the cost was financed by patient charges. Health care costs paid by the elderly themselves are subsidized and based on specified rate schedules.
Public or private
More municipalities are choosing to privatize parts of their elderly care, letting private care providers run their operations. In 2011, private care provided services for 18.6 percent of all elderly people getting home help. All recipients can choose whether they want their home help or special housing to be provided by public or private operators. The municipality always has overall responsibility, however, for areas such as funding and allocating home help or a place in a special housing facility.
The number of private companies in the social-service sector increased fivefold between 1995 and 2005. Recent media investigations have unearthed alarming shortfalls among several private care companies. In subsequent criticism, the companies were accused of letting profit have a negative impact on the standard of care.
Various forms of support help people continue to live in their own homes.
Photo: Susanne Kronholm/Johnér
Home help makes life easier
One of the aims of aged care is to help elderly people and those with disabilities live normal, independent lives. This includes living in their own homes as long as possible.
Elderly people who continue to live at home can obtain various kinds of support to make life easier. For example, almost all municipalities in Sweden offer ready-cooked meals that can be home-delivered.
In 2011, home-help staff assisted around 211,000 people aged 65 or over. Almost half of the country’s municipalities also provide communal meals for the elderly at special day centers, while a few organize small groups of elderly people into teams that cook their own meals.
Around the clock
When an elderly person is no longer able to cope with the demands of everyday life, he or she can apply for assistance from municipally funded home-help services. The extent of such care is subject to an assessment of need. Elderly people with disabilities can receive assistance around the clock, which means that many are able to remain at home throughout their lives. The severely ill, too, can be provided with health and social care in their own homes.
Each municipality decides its own rates for elderly care. The cost depends on such factors as the level or type of help provided and the person’s income. A maximum charge for home help, daytime activities and certain other kinds of care has been set since January 1, 2011, at SEK 1,760 per month.
Municipalities offer daytime activities for elderly and disabled people in need of stimulation and rehabilitation. These activities primarily target those with dementia or mental disabilities. Daytime activities help many to continue to live in their homes.
The elderly and disabled also qualify for transportation services in taxis or specially adapted vehicles. This option is available to those who are unable to travel by regular public transport. In 2010, there were 11 million such journeys completed across the country, a national average of 34 per eligible person.
Sweden is preparing itself to take care of an increasing number of elderly people. Photo: Hans Bjurling/Johnér
The Swedish pension system
All Swedish citizens are entitled to a pension after they retire. People can choose to start receiving their pension between the ages of 61 and 67.
From 2005 to 2011, the number of working Swedes aged 65–74 increased by 49 percent. The average retirement age today is 64. In Sweden, the average age up to which people feel they will be capable of working in their current job is 64.4 years, the highest in the EU.
There are several different sources that make up a Swedish pension. People who have worked and lived in Sweden will get a national retirement pension based on the income on which they have paid tax. The national retirement pension consists of income pension, premium pension and guarantee pension.
The average national retirement pension 2012 is SEK 11,428 per month. In addition to the national retirement pension, most people employed in Sweden also get an occupational pension, based on contributions made by their employers.
Altogether, 65 percent of pensioners’ total income derives from the public pension system. For added security, many choose to supplement their retirement benefits with private pension savings.
National preparations for an aging population
Like many other countries, Sweden has a growing proportion of elderly people. Elderly care has therefore become increasingly important, and the Government has taken steps to meet future challenges in this area.
In 20 years’ time, one Swede in four will be over 65, and most of the people in this age group will be active and healthy. Several initiatives aimed at meeting future needs are now being put in place around the country.
- The Government has appointed a “Commission on the Future” whose task is to present the latest strategies for dealing with four specified social challenges facing Sweden in the years ahead. One of these is the country’s aging population. The report is due by March 2013.
- To meet the coming demographic challenge without jeopardizing welfare levels, people will have to work longer. An inquiry has begun analyzing pension- related age limits and the potential obstacles to a longer working life, with a final report due in April 2013.
- The Government is investing SEK 4.3 billion up to 2014 in measures to improve health and social care for the most infirm members of the 65+ age group. The aim is to improve coordination of home health care, elderly care, hospital care and health-center care provided to elderly people.
Many elderly people continue to lead active lives.
Photo: Niklas Bernstone/Johnér
Preventive care keeps older people healthier
Several new forms of effective preventive health care for the elderly have been introduced in recent years, and are attracting increasing levels of interest.
One example is physical activity on prescription, both for preventive purposes and as a form of treatment. Older people are prescribed not just exercise in general but a certain type of physical activity, sometimes in combination with medication, with doctors monitoring the results.
Personal injury is one of the main health problems among older people, so considerable efforts are made to reduce injuries from falls. Information is made available to the elderly, and special municipal “fixers” help with things like curtain-hanging and changing light bulbs in the home.
Stimulation through music, films, reading, painting and other cultural activities also plays a role in well-being. This is increasingly recognized in elderly care homes where many people engage in at least one such activity every day.
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